Equipment Financing: $10K–$750K | 550+ Credit | 6 Months to 10 Years — decisions in 24-48 hours.
Loan Amount
$10K – $750K
Standard Terms
- 6 Months to 10 Years
- Bad Credit OK (550+)
- Competitive Rates
WHAT DO YOU NEED TO QUALIFY?
$7,500+ Monthly Revenue
Minimum $7,500 per month in gross revenue required to qualify.
6+ Months in Business
Your business must have at least 6 months of operating history.
550+ Credit Score Options
Programs available for credit scores starting at 550 FICO.
A TRUSTED PARTNER
300M+
Equipment Funded
2,847+
Businesses Served
24hr
Same-Day Approvals
HOMESTEAD EQUIPMENT LOANS
Homestead's intelligence-driven approach ensures that your business gets the most efficient path to capital.
Simple Application
Brief form, fast matching.
Priority submission review.
Matched within 24 hours.
550+ FICO Minimum
Score threshold: 550+.
Bad credit accepted.
Qualify starting today.
Larger Amounts Funded
From $10k to $750k.
Funds scale with your needs.
No capped ambitions.
Fast Funding In Days
Days, not weeks.
Capital upon approval.
Seize opportunity instantly.
WHO WE SERVE
From construction sites to hospital rooms — we provide equipment financing for the industries that run on specialized gear.
WHY BANKS DON'T FUND EQUIPMENT
Your business needs equipment to grow. Banks need 90 days, perfect credit, and collateral you don't have. The math doesn't work.
90-Day Approval Timelines
Banks take months to approve equipment loans. By the time you're funded, the job you needed the equipment for has gone to a competitor who already had it.
Seasonal Revenue Blind Spots
Banks don't understand that construction is slow in winter or that restaurants have off-seasons. They see a revenue dip and deny the application — even though your annual numbers are strong.
Collateral Beyond the Equipment
Banks want real estate or additional assets as collateral on top of the equipment itself. If you're leasing your building and your equipment IS the business, you don't have what they need.
Credit History Over Cash Flow
One late payment or a past credit issue disqualifies you — regardless of how much revenue your business generates today. Banks look backward, not at your current performance.
EQUIPMENT LOANS
Secure funding in 24 hours with terms that accelerate your business growth.
Heavy Machinery
Finance excavators, bulldozers, and cranes that win major contracts. Preserve working capital while upgrading to equipment that completes projects faster.
Medical Equipment
Secure advanced diagnostic and surgical equipment that builds patient trust. MRI systems and monitoring devices that save lives while establishing your practice.
Transportation & Logistics
Fleet financing for semi-trucks, trailers, and commercial vehicles that keep deliveries on schedule. Reliable equipment captures long-term contracts.
Manufacturing Equipment
CNC machines, assembly lines, and industrial equipment that drives precision production. Automated systems capture contracts requiring quality and speed.
Commercial Kitchen Equipment
From the initial stages to completion, we offer support every step of the way, ensuring you feel confident in your choices and that your project is a success.
Technology Systems
Our services are built to last, ensuring that every solution we provide is of the highest quality, bringing lasting value to your investment and ultimate customer satisfaction.
INSIGHTS & FAQS
READY TO UNLOCK YOUR CAPITAL?
550+ credit score? $7,500 monthly revenue? Quick and simple application
Terms and rates are subject to lender approval and may vary based on creditworthiness and business qualifications. Financing is provided through our lending partner network. All terms are fully disclosed in the lender's agreement.