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Revenue-Based Funding. No Collateral Required.

Funded on what you earn, not what you pledge.

Revenue-strong. Asset-light. Approved.

Who It’s For

Operators with strong monthly revenue but limited tangible collateral. If your books are healthy, your funding should be too.

  • Restaurants & food service — bar, cafe, QSR, fine dining
  • Retail storefronts — boutique, specialty, multi-location
  • E-commerce sellers — Shopify, Amazon, DTC brands
  • Service businesses — salons, fitness, repair, professional services
  • Asset-light operators — SaaS, agencies, consultancies, online operators

Why Revenue Beats Collateral

Three structural advantages over traditional asset-backed loans.

No Property Risk

No real estate, equipment, or personal asset pledged. Your home and business assets stay yours.

Faster Approval

Underwriting reviews recent revenue, not appraisals or asset titles. Funded as fast as 24–72 hours.

Scales With Growth

Repayment moves with revenue. When sales rise, capacity rises. Renew or stack as the business grows.

How Repayment Works

A revenue-share schedule, not a fixed monthly payment.

Traditional Fixed Payment

  • Fixed dollar amount due each month, every month.
  • Slow months hurt — the payment is the same as a strong month.
  • Default risk rises when revenue dips.
  • Often secured by property, equipment, or personal guarantee.

Revenue-Based Repayment

  • A small, agreed percentage of daily or weekly receipts.
  • Payment scales down on slow days, scales up on strong days.
  • Total payback is fixed at funding — no surprise interest re-pricing.
  • Approved on cash-flow strength, not collateral.

The structure aligns repayment to the cycle of the business. You never pay more than what your revenue can support that day.

See Revenue-Based Offers

Tell us about the business. We’ll match revenue-based programs from our funding network.

No obligation. Subject to qualification review. NEXA Mortgage LLC #1660690 (NMLS).